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Here at First Federal Bank our employees are dedicated to making banking easy and rewarding. With an ongoing commitment to warm, personal banking, First Federal Bank offers services tailored to fit a variety of lifestyles. In fact, we were the first independent bank in West Alabama to offer online, bank@home services.

Basic Banking
  • Minimum opening balance of $50.00
  • $4 per month service charge if daily balance of $500 is not maintained
  • Unlimited check writing
  • First 50 checks free
  • ATM or Check Card available for additional fee
Banking Plus
  • Minimum opening balance of $50.00
  • Free personalized wallet style checks
  • Unlimited check writing
  • No-fee traveler's checks and money orders
  • Interest earned on all balances
  • Monthly service charge of $6.50 if a minimum balance of $750 is not maintained
  • Free bank@home
  • ATM/Debit card available for an additional fee
Ultimate Banking
  • Minimum Opening Deposit of $1000
  • Service Charge: $10/month if balance is below $5000
  • Free ATM/Debit Card with no fee at any bank
  • No fee Visa Gold card (subject to credit approval)
  • Special bonus rates on CDs
  • No-fee, low interest overdraft protection
  • Free bank@home
  • Higher interest rates than Banking Plus
Freedom Banking
  • $50 opening deposit required
  • $2 monthly fee
  • No per check fee
  • No minimum balance fee
  • Unlimited check writing
  • ATM or Check card available for an additional fee
  • First 50 checks free
  • bank@home at no cost
Golden 50 Banking
  • Age requirement of 50
  • Minimum opening balance of $50
  • Unlimited check writing
  • Free personalized style checks
  • 1/4% extra on CDs
  • Interest on all balances
  • ATM or Check Card available for an additional fee
Call us today for our fantastic CD Rates!!
Ask Us A Question
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