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Online Banking Login

Terri Hammonds

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2010 Club Drive
Suite 102
Gadsden, AL 35901

Mobile: (256) 613-9990
Office: (256) 442-4838
Toll Free: (800) 897-4583
Fax: (256) 442-9084
Email: thammonds@1stfed.com
NMLS #: 1045215

Getting a home loan couldn’t be easier.  If you are looking to purchase a home, call me today to get pre-qualified. I am a licensed Mortgage Loan originator specializing in government lending.

I was born and raised in Hokes Bluff, Al.  I have one son, a wonderful daughter in law, and two grandchildren. 

My hobbies include spending time with my family and friends, watching SEC Football games, and spending time with small group friends at Church, reading, and traveling anytime that I can.

If you would like to get pre-qualified to purchase a home, please give me a call.  At First Federal Mortgage, our goal is to give you excellent service.  If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process.  I am never too busy for referral business, and take pride in offering a professional experience.  You are always my Top Priority.

  • Applications taken over the phone, by appointment, or on-line.
  • Active in continuous and ongoing Mortgage Loan Originating training, real estate professionals, as well as providing homebuyer seminars.
  • Exceptional with government lending, first time home buyers, investment, and second homes.